AIA Wealth Venture Illustrator

Internal scenario model. Not an official quotation. Values are projected from selected assumptions and product mechanics; actual policy values depend on fund prices, charges, and AIA acceptance.

Inputs

Client and assumptions

S$12,000 and above

Issue age Gender Annual regular premium Premium frequency Projection years Fund charge % p.a.

Lower return % p.a. Base return % p.a. Higher return % p.a.

Top-ups and withdrawals

Annual top-up Top-up start year Top-up end year Annual withdrawal Withdrawal start year Withdrawal end year

Premium Holiday

Enable Premium Holiday Start policy month End policy month

Base policy value -

Base surrender value -

Death benefit -

Total premiums paid -

Projection

Policy value path

Lower Base Higher

Premium term 8 years

100% of regular premium is allocated into selected ILP sub-funds.

Welcome Bonus -

Credited on accepted regular premiums for policy years 1 to 5.

Deferred bonuses PY9 to PY12

Investment Bonus is 2.5% of annualized regular premium. Performance Bonus is 0.30% p.a. of regular premium policy value from PY9.

Lock-in charges Through PY10

Surrender and regular-premium withdrawal charges reduce to 0% from policy year 11.

Annual rows

Base scenario detail

Ready

Year	Age	Premiums	Policy value	Surrender value	Death benefit	Bonuses	Charges